Debt Management Programs

Girls Rule, But So Do Debt Management Programs! Kewl!

Dear Diary, today we will talk about debt management programs, K?

Sorry if I am boring you but I gotta get this off my (still flat) chest. So, today was really lame at skool. In science class we had to watch this awful video about flower pollenation. I thought I might die I was so bored. And then in health class we had to watch videos of people getting into car accidents. I think it was to deter us from drunk driving. Adults are so stupid. I can get crack easier than I can get booze because of these stupid laws.

• Not to mention I am not old enough to drive.
• I was just like, great, I'll keep that in mind in 10 years. Stupid.

Anyway, I am writing this to take a break from the endless research I have been doing on debt management programs. People are not educated enough about debt management. I did a survey of my classmates and most of them had never even heard of debt management programs. This doesn't seem right. Debt is a major problem and kids should be aware of it. I bet a lot of their parents have debt just like mine and none of these kids know what is going on in their own homes.

I think we should teach a course on money management and free debt management programs instead of learning stupid things like flower pollenation. We could be learning useful things like how to stay out of debt or how to get out of debt. Stuff people actually use. Now I know I don't know much in life but I am aware of what debt can do to good peeps because I have witnessed it with my own 2 hazel eyes. So don't think a debt management service can't do a whole lot of good 4 U.

Sorry for talking so much about debt management programs today...

... I just can't get them out of my head. I suggested to my guidance counselor that we start a class on debt management programs. She said it was a good idea, but I know she won't do anything about it. She kept defending the flower thing, which I think is really ridiculous. How can you sit there and tell me with a straight face that flower sex is more important than money management. That is just crazy talk, but whatever, they don't listen to me, I'm just a kid.

So, fine, I will be the only kid in the whole school who knows anything about debt management programs. Me and Jimmy. We will be the only two kids with any money when we grow up and the rest of our classmates can have really well-kept gardens or something. I don't even know why we have guidance counselors; they don't actually do anything. They don't offer any kind of help or guidance at all, really. Nothing about debt management services or companies. Nothing at all. Not one bit.

But whatever. I told my dad what I found about debt management programs. My dad (I love him) thinks it is a great idea to have a debt management program class. He says if someone had taught him about stuff like that earlier then maybe he wouldn't have the problems he is having right now. I told him that's what I said. It just goes 2 show that sometimes adults can learn from kids like me too. So there. Okay, I'm done. Time 4 dinner.

luv ASH

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